Buy or re-finance an owner-occupied latest or put cellular property

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October 16, 2021
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Buy or re-finance an owner-occupied latest or put cellular property

Buy or re-finance an owner-occupied latest or put cellular property

Apply for a Loan

Put on using the internet firmly.

Request credit cards

Two fantastic options!

Manhood Information & Upgrades

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Company Closed on Monday, July 5

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Mobile Phone Home Loans

Contemplating getting a mobile phone homes? Finance with us!

  • OTIS will financing as many as 80per cent with the price with proof of twenty percent advance payment regarding the investment in the latest mobile homes.
  • New cell phone home loans is likely to be funded for approximately 20 years, dependent upon the requirements associated with the borrower.
  • Appraisals will be required on shopping of pre-owned cellular households. The highest loan amount is definitely 80% of cost or 80per cent of appraised benefits (whichever is actually considerably).
  • Utilised cellular home are financed for several years, according to volume of the borrowed funds, the appraisal, and training with the buyer.
  • 80percent of appraised price on appraisals around 1 year outdated
  • 60% of appraised advantages on appraisals 1-5 yrs old
  • 50percent of appraised value on appraisals five years or earlier or tax standards

Moving homes needs to be present within say of Maine. Terms are from credit rating and amount getting supported.

Ready to use, or considering more info? Promote one of our friendly funding officials a phone call these days at (207) 897-0900.

Dylan S.

“i’ve been with OTIS approximately 2 decades as well as have never ever had a bad exposure to all of them. The OTIS professionals try superb and contains usually helped to me personally effortlessly and rapidly. We have going my personal toddlers reports using them because I know that OTIS concerns families.”

Annette Metres.

“Always helpful and able to allow. You really have considering you good numbers around. That you have every little thing we truly need, from verifying, discounts, money, safety deposit box, close many hours, ATM without any fees, and you are close to household. One help your very own community in several ways.”

Susan B.

“what exactly do i really like about OTIS? Everything! Her on-line deposit, online applications, genial and handy workers, and also the ability to you can keep them as our personal financial organization however all of us stay nearly 100 mile after mile at a distance! We are now users for LIFE!!”

Andrea Roentgen.

“the private and friendly services is the foremost component about are associated with OTIS FCU. It fantastic to bank at a location in which you have in mind the those who services there and trust that they’ll help you any way they’re able to. OTIS FCU is actually simple depository financial institution.”

Alice P.

The people who happen to work there render a major difference for me. You will find transferred of Jay and always maintain my own companies at OTIS. This indicates plenty when you go in and other people handle an individual by-name, check with how you are generally, and attention what your response is. OTIS offers served me personally during financial demand and hardship without decision. Thank you so much.”

Linwood D.

“OTIS doesn’t only hire an individual based upon a FICO achieve. They are aware you, your children, the record. As I am let go within newspaper mill the two caused me personally, maybe not versus. Regarding, they will certainly regularly be your go-to. We have several financial institutions within 10 long distances but OTIS, though 40 miles off, can be usually the one.”

Josiah S.

As a trooper who has resided all over the world, I really enjoy becoming enrolled of OTIS FCU simply because they worry and care for me personally. It undoubtedly like getting a user of a banking kids. OTIS FCU continues to bring my favorite sales irrespective of where I stay.”

Elaine H.

We have been people only lacking forty years! Through all levels of your resides, OTIS FCU continues here to compliment you! They were the relatives, our cheerleaders, and our personal advise. With OTIS FCU we obtained the land our personal residence is constructed on, get reliable vehicles, save your self for school and our personal your retirement, and will remain popular capable of understand the monetary care of your adults. OTIS government Credit Union was around through the months of one’s lives! THANKS A LOT!”

Paul F.

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